Stability of Bank Neo Commerce Improves, Optimistic in 2023
- BNC
VIVA – PT Bank Neo Commerce Tbk (BNC) shows the improvement of stability from quarter to quarter. It was explained during the 2022 Annual Public Expose on Friday, November 18, in Jakarta. Although this year, BNC is still losing money throughout the nine months, this Digital bank has experienced a significant increase profit in the third quarter of 2022.
The performance of Bank Neo Commerce after the COVID-19 pandemic began to increase and improve, even the President Director of PT Bank Neo Commerce, Tjandra Gunawan said that in 2023 they are optimistic about making more profits and increasing their active customer network.
"We are optimistic that BNC in 2023 will be a profitable year, we will record a profit. It is driven by operating income that continues to rise and a decrease in operating expenses so that margins will increase," Tjandra Gunawan remarked on November 18, 2022.
The Annual Public Expose of Bank Neo Commerce
- Arianti Widya
According to data showing during July-September or the third quarter, Bank Neo Commerce posted an operating profit of IDR 11 billion, improving from a loss of IDR 193 billion in the QII and a loss of IDR 414 billion in the QI. Therefore, throughout the nine months, the company suffered a loss of IDR 596 billion.
Then when viewed from the company's revenue and performance, Neo Commerce bank experienced a very significant increase, from January to September 2022 Neo Commerce Bank reached a revenue of 1.3 trillion.
Moreover, the new release of the Neo Commerce Bank digital application in June 2022, gradually increased the bank's users. As recorded, Neo Commerce Bank application users as of September 2022 were 21 million. So, it can be said that users have doubled compared to last year's user data of ten million users.
Furthermore, on the same occasion, Business Director, Aditya Wahyu Windarwo said that for big agenda for BNC in 2023, they will develop existing segments and start exploring several new segments.
“Big agenda of BNC in 2023, we will continue to develop the existing segments, namely the youth segment. But we will also explore several segments such as the product segment. We also want to be present and participate in the community to develop and help people who have not received banking services properly," Aditya Wahyu remarked on November 18, 2022.
For information, so far, PT Bank Neo Commerce is still unable and not ready to increase its business in the field of automotive financing.
"Because our channeling business also involves multi-finance engaged in the automotive sector," Aditya Wahyu remarked.
According to him, there are still a lot of infrastructures that must be built if his party wants to play in that realm because it is not easy if it must be forced to enter the application.
Even so, his party already has various business units that do cooperate with multi-finance companies that already have a positive portfolio in the new vehicle financing industry, both four-wheeled and two-wheeled.\
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